WeGotYouLoans is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). WeGotYouLoans does not include all lenders, savings products, or loan options available in the marketplace.
There is no cost to submit a loan request, get matched with lenders and receive conditional loan offers or quotes. You may review the conditional loan offers or quotes and talk to the lenders at no cost. Of course, the lender you choose may require a fee to process your formal loan application, appraisal, and/or credit report, but until you agree to pay the lender any fee(s), you may shop with WeGotYouLoans at no cost.
WeGotYouLoans does not charge you, the consumer, a fee for its services. Who pays our bills? The lender. Of course, you will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close.
A Personal Loan can offer funds relatively quickly once you qualify you could have your funds within a
few days to a week. A loan can be fixed for a term and rate or variable with fluctuating amount due and
rate assessed, be sure to speak with your loan officer about the actual term and rate you may qualify
for based on your credit history and ability to repay the loan. A personal loan can assist in paying off
high-interest rate balances with one fixed term payment, so it is important that you try to obtain a
fixed term and rate if your goal is to reduce your debt. Some lenders may require that you have an
account with them already and for a prescribed period of time in order to qualify for better rates on
their personal loan products. Lenders may charge an origination fee generally around 1% of the amount
sought. Be sure to ask about all fees, costs and terms associated with each loan product. Loan amounts
of $1,000 up to $50,000 are available through participating lenders; however, your state, credit
history, credit score, personal financial situation, and lender underwriting criteria can impact the
amount, fees, terms and rates offered. Ask your loan officer for details.
As of 09-Jul-24,
WeGotYouLoans Personal Loan consumers were seeing match rates as low as 6.99% (on a $5000 loan amount
for a term of three (3) years. Rates and APRs were based on a self-identified credit score of 700 or
higher, zero down payment, origination fees of $0 to $100 (depending on loan amount and term selected).
Here are some examples of matches consumers were receiving during this time period:
2023 WeGotYouLoans. Please note that all calls may be recorded or monitored for quality assurance and training purposes. The company is not a lender, creditor or debt collector. Eligibility for a loan via affiliates or partners is based in part on the specIfic loan amount that you request.
| Loan Amount | Loan Term (Years) | Rate | APR | Origination Fee | Estimated Monthly Payment* |
|---|---|---|---|---|---|
| $1,000 | 3 | 7.25% | 8.49% | $0.00 | $30.98 |
| $5,000 | 3 | 6.99% | 8.99% | $0.00 | $154.96 |
| $5,000 | 5 | 8.99% | 8.99% | $0.00 | $103.77 |
| $10,000 | 3 | 7.49% | 7.49% | $0.00 | $311.02 |
| $10,000 | 5 | 8.99% | 8.99% | $0.00 | $207.54 |
| $15,000 | 3 | 7.49% | 7.49% | $0.00 | $466.52 |
| $15,000 | 5 | 8.99% | 8.99% | $0.00 | $311.87 |
| $20,000 | 3 | 8.99% | 8.99% | $0.00 | $617.45 |
| $20,000 | 5 | 8.99% | 8.99% | $0.00 | $415.07 |
| $25,000 | 3 | 8.99% | 8.99% | $0.00 | $771.81 |
| $25,000 | 5 | 8.99% | 8.99% | $0.00 | $518.84 |
| $30,000 | 3 | 8.99% | 8.99% | $0.00 | $926.18 |
| $30,000 | 5 | 8.99% | 8.99% | $0.00 | $622.61 |
| $35,000 | 3 | 8.99% | 8.99% | $0.00 | $1080.54 |
| $35,000 | 5 | 8.99% | 8.99% | $0.00 | $726.37 |
| $50,000 | 3 | 8.49% | 8.49% | $0.00 | $1573.57 |
| $50,000 | 5 | 9.49% | 9.49% | $0.00 | $1059.89 |
Rates and APR assume fixed rate for the term of the loan may not be available
for all consumers, ask your lender for a fixed rate quote.
Here;s how it can work: *
Example
1: A $10,000 loan with a 5-year term at 13% Annual Percentage Rate (APR) would be repayable in 60
monthly installments of $228 each. The actual payment amount and year-end balance will vary based on
the APR, loan amount, and term selected.
Example 2: A $25,000.00 secured personal loan
financed for 60 months at an interest rate of 8.500% would yield an APR* (Annual Percentage Rate) of
8.496% and 59 monthly payments of $512.87 and 1 final payment of $513.24.
*These examples are
for illustrative purposes only. The examples and match rates are not a guarantee, agreement, or
commitment to loan funds or extend credit. Interest rates and terms are subject to change at any
time without notice. Loans are not available in all states at all requested amounts. All loan
applications are subject to credit
approval by the lender(s) with whom you are
matched. WeGotYouLoansLLC, does not offer, extend, or alter credit terms; it merely connects you with
lenders who can perform such activities. When WeGotYouLoans obtains your instruction to do so, WeGotYouLoans
and its lender partners may review your credit history in connection with such activities, in
compliance with the Fair Credit Reporting Act. Rate, terms and fees will be based on your individual
credit history and underwritten by the lender NOT WeGotYouLoans. All Equal Credit Opportunity Act
requirements are adhered to and each lender will provide you with all required disclosures. Request
all fees, terms, and rate information from the participating lender as WeGotYouLoans, LLC does not
receive any funds from you and only receives a “lead fee” from the lender.
The Personal Loan
offers that appear on this site are from companies from which WeGotYouLoans receives compensation. This
compensation may impact how and where products appear on this site (including for example, the order
in which they appear or whether a lender is “featured” on the site). WeGotYouLoans does not include all
Personal Loan companies or all types of offers available in the marketplace.
Personal Loan
Providers determine the underwriting criteria necessary for approval, you should review each
Provider’s terms and conditions to determine which loan works for you and your personal financial
situation. All reasonable efforts are made to provide and maintain accurate information. All rates,
fees, and terms are presented without guarantee and are subject to change pursuant to each
Provider’s discretion. There is no guarantee you will be approved for credit or that upon approval
you will qualify for the advertised rates, fees, or terms shown.
WeGotYouLoans is a Marketing Lead Generator - consulting, with its main office located at 3857 Birch St #25 Newport Beach CA 92660 . Reserved. This site is directed at, and made available to, persons in the continental U.S.
